About Us

Town & Country Insurance, a Division of First State Bank of Webster City, is a customer focused, technology driven, growth oriented financial services company with six locations in north central Iowa. Town & Country Insurance has grown to be recognized as one of the largest and most progressive insurance providers in Iowa. Within our organization we have the largest representation on the Independent Insurance Agents of Iowa,"Young Agents Committee." Our Farm & Crop Departments are primarily made up of Iowa State Ag Business Graduates and we are looking to expand these departments.


Town & Country Insurance was selected for the second year to be a part of an elite group of independent insurance agencies around the United States to participate in the Independent Insurance Agents & Brokers of America (IIABA) “Best Practices” Study Group. Only 195 independent agencies throughout the United States qualified for inclusion in the Best Practices Study. An IIABA affiliated state association or an insurance company must first nominate the agency which then must qualify based on outstanding customer services, growth, stability and financial management.

Town & Country Insurance Recognized for Outstanding Performance!

Jan. 2014,  EMC Insurance Companies announced its 2014 “Premier Partners” which includes Town & Country Insurance.  Town & Country is one of the highest-performing EMC agencies in the country, placing them in the top two percent of all EMC agencies nationally.

This annual award is based on key indicators including retention, profitability and growth, which are reviewed over a three-year period.

EMC developed its signature “Agency Performance Value” (APV) tool in 2005 to measure an agency’s performance against all other EMC agencies nationally. Agencies are evaluated on loss ratio, premium volume, policy and premium growth, policy and premium retention and EMC’s position within the agency.

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