Commercial
Let us help you protect your business. We know how hard you have worked to build your business up, now let us work hard to keep it safe.
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Products Offered:
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Businessowners Policy (BOP)* is a "homeowners’’ approach to packaging insurance for small to medium sized businesses.
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Property Insurance* Coverage for loss of, or damage to, a building from fire and many other causes may be arranged by selecting one of three causes of loss forms (combinations of covered perils), identified as basic, broad or special.
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Business Auto* can provide liability and physical damage coverage on vehicles used in your business.
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General Liability Coverage* provides bodily injury and property coverage for direct physical loss or damage for which the insured is legally liable.
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Umbrella Liability Insurance* A form of liability insurance protecting policyholders for claims in excess of the limits of their automobile, general liability and workers compensation policies.
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Workers Compensation and Employers Liability Coverage* insures against claims for work-related injuries or diseases suffered by employees that are compensable by statute and/or imposed by law as damages.
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Directors and Officers Liability Coverage* insures corporate directors and officers against claims, usually brought by stockholders, alleging loss due to mismanagement.
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Employment Practices Liability* Covers lawsuits brought by employees (past, present or prospects), or governmental entities against the insured employer, alleging wrongful discharge, discrimination or certain types of harassment.
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Professional Liability* provides coverage to protect the professional from actions that stem from their professional capacity and training.
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Inland Marine Insurance* provides coverage for personal property that is used in your business and taken off premises.
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Crime & Bonds
Other coverages are available for your special and unique risks.
Definitions & information from Sage Property & Casualty. www.silverplume.com
