TCINS

Business

Let us help you protect your business. We know how hard you have worked to build your business up, now let us work hard to keep it safe.

Products Offered:

Definitions & information from Sage Property & Casualty.

Businessowners Policy (BOP)

A “homeowners’’ approach to packaging insurance for small to medium sized businesses.


Property Insurance

Coverage for loss of, or damage to, a building from fire and many other causes may be arranged by selecting one of three causes of loss forms (combinations of covered perils), identified as basic, broad or special.


Business Auto

Can provide liability and physical damage coverage on vehicles used in your business.


General Liability Coverage

Provides bodily injury and property coverage for direct physical loss or damage for which the insured is legally liable.


Umbrella Liability Insurance

A form of liability insurance protecting policyholders for claims in excess of the limits of their automobile, general liability and workers compensation policies


Workers Compensation and Employers Liability Coverage

Insures against claims for work-related injuries or diseases suffered by employees that are compensable by statute and/or imposed by law as damages.


Directors and Officers Liability Coverage

Insures corporate directors and officers against claims, usually brought by stockholders, alleging loss due to mismanagement.


Employment Practices Liability

Covers lawsuits brought by employees (past, present or prospects), or governmental entities against the insured employer, alleging wrongful discharge, discrimination or certain types of harassment.


Professional Liability

Provides coverage to protect the professional from actions that stem from their professional capacity and training.


Other

Inland Marine Insurance provides coverage for personal property that is used in your business and taken off premises.
Crime & Bonds - Other coverages are available for your special and unique risks.

 

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