Auto insurance is required by the state of Iowa for every automobile owned and used. We offer insurance for your every day car to your old collector car.

 Products Offered:

• Auto
  Any kind of insurance pertaining to the ownership, maintenance, or use of automobiles.
• Collector Car
• Motorcycle
  Physical damage and/or liability insurance specifically to cover the exposures of motorcycles, motor scooters and motor bikes.
• Recreational Vehicles
  This includes RV’s, watercraft, snowmobiles, ATVs, motor homes, and trailers.

Some common terms used with auto insurance are:

• Liability Coverage
  Protection for loss incurred through legal liability for bodily injury and damage to property of others caused by accidents arising out of ownership, maintenance or use of an automobile.
• Medical Payments Insurance
  Protection to pay the cost of medical care to an injured party regardless of whether the policyholder is liable. Written in conjunction with general and personal liability policies. A similar coverage, automobile medical payments insurance, is available in automobile liability policies.
• Uninsured Motorists Coverage
  Under an auto policy, protection for the insured against bodily injury or property damage (in some states) caused by the negligence of an uninsured or underinsured motorist.
• Underinsured Coverage
  Coverage an insured may purchase to protect his or her own self from damage or injury caused by a negligent party who does not have adequate limits of insurance to cover the loss.
• Collision Coverage
  Coverage for the loss resulting from the striking of another object by a moving vehicle.
• Comprehensive Coverage
  An “all-risk” type of physical damage protection for automobiles including theft but excluding loss by collision or upset (which may be added).

Free Auto Quote

Definitions & information from Sage Property & Casualty.