We understand that small business owners like you work hard every day, taking risks to better serve your customers, employ more people and strive to be successful. As a leading small business insurer, we can help you protect your business by providing customized insurance solutions to support you and your budget. We know how hard you have worked to build your business, now let us work hard to keep it safe.
Popular Business Insurance Products
Business Owners Policy (BOP)
A Business Owners Policy, also known as a BOP, combines property insurance, liability insurance and business income insurance into one convenient package.
Business Liability Insurance
Business Liability Insurance is designed to protect a business from the cost of damages and legal fees that come with various claims and lawsuits.
Business Property Insurance covers things such as your building, outdoor signs, furniture and equipment, inventory, fence, landscaping etc.
A typical Business Auto Policy includes coverage for you and your employees while driving a business vehicle.
A Workers' Compensation Policy protects your employees if they are injured while performing job related duties.
Business Income Insurance
Business Income Insurance can help your business pay bills and cover payroll if your business is forced to close temporarily due to a covered loss.
Consider purchasing Commercial Crime Insurance for losses such as employee theft or robbery.
Employee Practices Liability
Employee Practices Liability or EPLI can provide coverage for claims made by an employee such as discrimination, wrongful termination, harassment, etc.
Cyber Liability coverage may include data compromise protection, identity recovery protection, cyber protection etc.
Errors & Omissions Insurance
Errors & Omissions Insurance or E&O Insurance is a specialized liability protection against losses not covered by traditional liability insurance. Examples include, a client suing you for negligent acts or errors committed during business activities that result in a financial loss.
Equipment Breakdown Insurance protects you in the event of breakdowns caused by power surges, motor burnout, boiler malfunction etc.
Business Umbrella Policy
A Business Umbrella Policy provides an extra layer of protection against bodily injury and/or property damage. Essentially, it picks up where your business auto liability, general liability or other liability coverage stops.
Inland Marine Insurance
Inland Marine Insurance or Property in Transit Insurance, gets its name from insuring the transportation of goods over water. Over the years, Inland Marine coverage has expanded to also cover goods in transit on land.
Accounts Receivable Insurance covers your business against any losses caused by the inability to collect payment from a customer for a variety of reasons.
Builder's Risk Insurance
A Builder's Risk Insurance Policy protects your construction projects through every phase, from groundbreaking to ribbon cutting.
Protect the health & financial well being of your employees and yourself with group insurance plans.
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.