Crime-related losses are not typically covered by commercial property insurance. So, you may want to consider what commercial crime insurance offers:
- Employee dishonesty coverage
- Forgery or alteration coverage
- Theft of money and securities coverage
- Burglary or robbery coverage
- Computer fraud coverage
Common commercial crime insurance endorsements
Employee theft or dishonest acts
Protects you against dishonest acts committed by your employees, including theft of money or property.
Premises theft and robbery
Protects your property inside your premises while you’re open for business. You’re even covered if you or your employees are ever robbed while doing business offsite.
Theft of money and securities
Protects you against the theft, disappearance or destruction of your money or securities inside your place of business. You and your employees are also covered when you’re offsite.
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.