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Underground Service Line Coverage

Underground Service Line Coverage is insurance designed to cover the cost to repair or replace damaged underground piping or wiring on your property for which you are responsible. Service Lines are fixtures that connect your house with public utilities or private systems that are critical to the function of your property. They can include, but are not limited to: Main water or sewer piping, Geo Thermal piping, valves, underground power lines, communication lines, fiber optic wiring or cables.

Coverage Basics

Coverage is triggered when a service line fails as a result of physical damage caused by deterioration, environmental conditions or other external forces. Coverage includes the cost to repair or replace service lines as well as excavation costs, resulting damage to outdoor property, and additional living expenses.


Note: These are general descriptions only. Coverage varies by company. Exclusions apply. Contact your Town & Country Insurance Agent for additional information and to determine if your policy provides Service Line Coverage.

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