Golf Cart Insurance

Golf carts have become a regular means of transportation within gated communities and vacation destinations. In some places, golf carts can be driven on the same roads as cars. And in certain states, you’re required to have liability coverage for your golf cart.

Some golf carts are eligible for coverage under a homeowners insurance policy, as long as you stay on your property. Others are eligible for some coverage as part of an auto insurance policy. However, the best way to protect your golf cart is with an insurance policy than can be specially tailored for it.

Standard golf cart insurance coverages

  • Guest passenger liability
  • Bodily injury liability
  • Property damage liability
  • Collision
  • Comprehensive
  • Uninsured motorist
  • Underinsured motorist
  • Medical payments

Optional golf cart insurance coverages

  • Custom equipment
  • Roadside Assistance
VEHICLE INSURANCE COVERAGE DEFINITIONS

 

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Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.