Business Income Insurance Coverage: Calculating How Much Your Company Needs

Commercial property coverage can help protect your company property from physical damage caused by a fire, windstorm, vandalism or other covered cause of loss. Sometimes, the covered property damage causes your business to shut down temporarily. Should revenues decline or come to a halt as a result of a covered loss, business income coverage may provide the financial protection you need to meet your continuing expense obligations such as payroll, rent, utilities, and taxes, as well as protect your net income during the time your business is unable to operate.

Completing a business income worksheet can help you accurately estimate how much business income coverage you may need. Together with a sound business continuity plan, it serves as a critical planning tool to help your business recover from unplanned business interruptions.

To get started, choose from the industry selections below:

Commercial Auto Worksheets

• Commercial Auto Business Income Additional Information Request

Deluxe Business Income Worksheets

• Deluxe Property Colleges & Schools (.xls)
• Deluxe Property Healthcare (.xls)
• Deluxe Property Infotech (.xls)
• Deluxe Property Mfg (.xls)
• Deluxe Property NonMfg (.xls)
• Deluxe Property Rental Property (.xls) 
• Deluxe Property Telecom (.xls)

Commercial Property & Omni Business Income Worksheets

• Commercial Property & Omni College & School (.xls)
• Commercial Property & Omni Healthcare (.xls)
• Commercial Property & Omni Mfg (.xls)
• Commercial Property & Omni NonMfg (.xls)
• Commercial Property & Omni Rental Property (.xls)

Public Entity Worksheet

• Business Income Worksheet for Public Entities (.xls)

National Property Business Income Worksheets

• National Property Colleges & Schools (.xls)
• National Property Healthcare (.xls)
• National Property Infotech (.xls)
• National Property Manufacturing (.xls)
• National Property Non Manufacturing(.xls)
• National Property Rental Property (.xls)
• National Property Telecom (.xls)

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