Builder's Risk Insurance

Protect your construction projects through every phase, from groundbreaking to ribbon cutting. When your reputation, along with the successful completion of your projects, is on the line, you want to be confident you have the comprehensive protection you need. Below is a list of some of the coverages you might find with a Builder's Risk Insurance Policy.

Additional builder’s risk coverage

Some companies offer a full complement of additional endorsements so you can tailor coverage to your needs, including:

  • Business income, rental value or extra expense
  • Debris removal
  • Earthquake, flood, equipment breakdown and testing
  • Emergency removal and expenses
  • Expediting expenses
  • Expense to re-erect scaffolding
  • Fire department service charges

Other builder’s risk endorsements include:

  • Fraud and deceit
  • Limited fungus coverage
  • Ordinance or law, increased cost to repair and cost to demolish or clear site
  • Ordinance or law, undamaged parts of building
  • Personal property
  • Pollutant cleanup
  • Sewer backup

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.