Variable Life Insurance
Variable life insurance is a form of permanent life insurance where the cash value is invested in a number of sub-accounts, similar to mutual funds. Variable life insurance policies also offer certain tax benefits for policyholders, such as the ability to use the cash value on a tax-benefited basis. The investment features are designed to help protect the employee and their family and provide access to professionally managed investments that can help employees accumulate money for future needs. The policy can then be used for a variety of financial needs, such as long-term care, education funding, and retirement planning.
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